So we got an email to review LegalShield and inform our teeming readers whether or not LegalShield is a scam. First off, we do not do reviews as it was never the intention of or precious website.
However, in a bid to honour that, it is possible that we actually referred the sender to a link we stumbled upon but thought to COPY THE CONTENT OF THE REVIEW DIRECTLY TO OUR BLOG WITHOUT HAVING TO SEND A LINK again, in the nearest future.
So this particular review was done by HighYa research team. Just so you know, HighYa is an online community aimed at weighing product research through other direct consumers. The feedbacks also agreed quite much with the content of the review which is why we thought it best to put this up.
Disclaimer: This is not in any way our review and not our opinion.
Below is the review as is.
How LegalShield Works
According to this study on the LegalShield website, more than 57 million Americans have some kind of ongoing legal issue. And, according to this study, nearly 60% of businesses have faced “significant legal events” in the past two years. As a result, the primary goal of LegalShield is to help individuals and small businesses obtain prepaid legal services from a network of provider attorneys, all for one low, flat rate. Their plans include:
- Consultation – Letters and phone calls, document review, and trial defense.
- Document Preparation – Powers of Attorney, wills, loan documents, etc.
- Auto – Traffic violations and accidents.
- Family Matters – Name change assistance, divorce & adoption representation, and more.
- IRS – Audit services.
Identity Theft Plans:
- ID Plan – Covers both you and your spouse for single credit monitoring and restoration services, in addition to unlimited consultations.
- ID Premium – Includes everything in the ID Plan, with the addition of triple credit monitoring, web watch, SS number skip trace, and more.
Small Business Plans:
- Includes legal consultation regarding debt collection, contract review, trial defense services, landlord/tenant disputes, and much more.
Regardless of which plan you choose, or whether you’re an individual or a business, LegalShield is supported by a team of hand-picked “Providers,” which are legal firms hired by the company, who are paid in advance for their services, and are supposedly fully committed to solving your problems.
Based on information found on the company’s website, using LegalShield’s services entails a six-step process:
- Sign up for a LegalShield account.
- Review your membership packet, which will give you your legal provider’s information.
- Register yourself on the Member’s website.
- When an issue or questions arises, contact your provider law firm.
- Explain your legal problem to the provider law firm, who will then assign a lawyer best suited to address your needs.
- Finally, you’ll receive a call from your lawyer within eight hours of your request.
Based on many of the complaints we read, it appears the majority of users found this process to be needlessly complex. For instance, if you happened to miss your lawyer’s call within the 8-hour window, you’ll have to re-contact the law firm, and wait another 8 hours to have your call returned.
LegalShield Pricing & Refund Policy
LegalShield’s pre-paid plans are as follows:
- Personal Plans: $19.95 per month
- Identity Theft Plans:
- ID Plan – $14.95 per month
- ID Premium – $29.95 per month
- Small Business Plans: These plans are completely customized based on your business’s needs. As a result, pricing can vary.
For each plan, there are several different add-ons in a range of prices, so for full details, click here. Each month you’ll be automatically charged according to your plan, which can be automatically deducted from your credit card or bank account. Regardless of which membership option or add-ons you choose though, keeping mind that you’ll be assessed a $10 “enrollment fee” your first month.
Bottom Line: Is LegalShield a Scam?
So, with all this in mind, is LegalShield a scam? While the company appears to offer a legitimate range of products, there are a few things you should keep in mind prior to joining.
First—as with most things in life—you get what you pay for, and LegalShield is no different. Think of it this way: If you were required to hire a lawyer for a minor upcoming court case, it’s completely feasible to expect to pay anywhere from $5K to $10K, depending on a wide range of factors. With this is mind, the quality of legal services you could reasonably expect to receive for just $20 per month is fairly low. And, many of the online customer complaints we read referenced this specific fact more than anything else. So, if you’re expecting to receive personalized, responsive service from knowledgeable, highly rated firms for this amount, you may want to reconsider
Next, it appears that LegalShield has a relatively poor reputation for customer service. Most often, we read of difficulties encountered when trying to cancel plans, and service personnel who are more concerned about creating cumbersome processes than they are about solving problems.
Finally, when you consider that anything more than simple form-letter writing, a cursory review of your situation, or superficial advice (which may or may not be correct) will cost you much more than your standard monthly fee, using a LegalShield lawyer may be more expensive than hiring a lawyer direct. In fact, in one complaint we read, someone who claimed to have an immense amount of legal experience stated that you’ll be paying about 30% more overall.
With all this in mind, unless you’re looking for help with the most basic of legal services (which are often simple enough to handle yourself), you may want to think twice about joining LegalShield.